

Rhonda L. Graham
Paralegal
Office: Carmel
rgraham@kdlegal.com
p: 317-238-6292
f: 317-636-1507
Rhonda Graham joined the firm in 2009 following a career spanning more than ten years in the commercial banking industry, where she worked with various banks in the greater Indianapolis area in their operations and administration functions, including Charter One and KeyBank. Her experience and extensive knowledge of the banking operations side of the loan closing process enables her to help financial institutions’ loan officers with the preparation of the requisite closing documents and instruments.
Ms. Graham has extensive experience in reviewing bank credit approvals, drafting loan documents which mirror the credit approval, reviewing title and survey reports, as well as coordinating the entire loan closing process. She has documented, closed and administered many types of loans including asset-based lending, commercial lines of credit and term loans, equipment financing, commercial and residential construction loans, and commercial mortgage loans. Ms. Graham is well-known to the Indianapolis banking community and to title companies, and is able to use these relationships to assist Krieg DeVault’s clients with their needs concerning lending and real estate.
Representative Experience
- Prepare initial drafts of loan documents and assist with the recording or filing of liens following the loan closing process.
- Perform survey and title reviews on behalf of banking clients, working with title companies and surveyor to correct or clear potential issues prior to loan closing.
- Coordinate the intake of new matters in Creditor’s Rights/Workout matters by performing Loan Document and Collateral review to provide advance knowledge to Attorney of potential issues which could determine case strategy.
- Prepare initial drafts of demand letters, forbearance agreements, foreclosure complaints, and settlement agreements, and other documents related to these agreements. Assist with filing, recording or assembling and delivery of documents as required.
- Prepare initial drafts of Proofs of Claim for bankruptcy matters. Assist with developing plans of reorganization in Chapter 11 bankruptcy cases. Prepare timeline of action items concerning confirmed plans and monitor compliance with timeline.
- Prepare and coordinate filing of business entity documents and reports, recording of real estate documents, UCC financing statements and amendments.
Professional Associations
- Board Member - Risk Management Association, Central Indiana Chapter
- Paralegal Member - Indianapolis Bar Association
Awards & Recognitions
- Alpha Nu Chapter of Alpha Sigma Lambda , University of Indianapolis Chapter
- United Way ReadUp program, Volunteer
Seminars & Presentations
- "Title Insurance and Survey Issues Associated with Commercial Real Estate FInancings," The Risk Management Association, 2014
- "Lending Horror Stories: Ghouls and Objectives", The Risk Management Association, 2012
Education
- B.S. in Organizational Leadership, summa cum laude, University of Indianapolis, Indianapolis, Indiana, 2009
Practices
Industries

Gardening

Reading

Musical Arts
Real Estate

Changes to the Indiana Sales Disclosure Form Effective January 1, 2021
December 28, 2020
Real Estate

Section 1031 Exchanges: Final Regulations Issued for Definition of Real Property
December 17, 2020
Secured Lender

CFPB Issues Finalized Changes To Regulation F To Implement The Fair Debt Collection Practices Act
December 16, 2020
Secured Lender

Indiana Supreme Court Further Extends Partial Protection of CARES Act Recovery Rebates
November 12, 2020
Secured Lender

IRS Instructs Lenders not to File Form 1099-C for Forgiveness of Paycheck Protection Program Loans
October 1, 2020
Secured Lender

Moratorium on Indiana Residential Foreclosures and Evictions Extended Through August 14, 2020
July 31, 2020
Secured Lender

Seventh Circuit Court of Appeals Reaffirms the Necessity of Adhering to the Bankruptcy Code Text
July 14, 2020
Secured Lender

Reminder: Post-Judgment Interest on Indiana State-Court Judgments Tolled Until August 15, 2020
July 14, 2020
Financial Services

US Supreme Court Rules Structure of the CFPB Unconstitutional, Preserves Bureau's Authority to Operate
June 30, 2020
Real Estate

New Change to the Indiana Code Requires Additional Signature by Witness on All Recorded Documents
June 24, 2020
Secured Lender

A Bankruptcy Court Weighs In: Do Force Majeure Clauses Excuse Commercial Tenants from Paying Rent?
June 23, 2020
Secured Lender

Eviction and Foreclosure Moratoriums Extended to August 31, 2020 for Federally-Backed Mortgages
June 17, 2020
Secured Lender

Changes are Coming to the Indiana Consumer Credit Code - Are you Ready?
June 15, 2020
Secured Lender

TILA and the Right of Rescission: Illinois Adopts One-Year Limitation Period
June 10, 2020
Financial Services

OCC Issues Advance Notice of Proposed Rulemaking Regarding Digital Banking Activities
June 8, 2020
Secured Lender

A Hospital's Bankruptcy Filing Dramatically Changes the Equation for Medical Providers
June 8, 2020
Secured Lender

Indiana Supreme Court Extends Partial Protection of CARES Act Recovery Rebates
May 31, 2020
Secured Lender

Illinois Eviction Moratorium: Relief Extended to Non-Residential Tenants
April 28, 2020
Secured Lender

COVID-19 and Supplemental Proceedings: Illinois Supreme Court Provides Guidance
April 28, 2020
Secured Lender

COVID-19 and the Mortgage Industry: Embracing the Virus on the Legislative and Regulatory Front
April 26, 2020
Financial Services

Paycheck Protection Program and Health Care Enhancement Act Update
April 21, 2020
Secured Lender

Indiana Supreme Court Orders Partial Protection of CARES Act Recovery Rebates Payments
April 20, 2020
Financial Services

Interagency Statement on Loan Modifications and Reporting for Financial Institutions
April 14, 2020
Real Estate

CARES Act Provides 100% Bonus Depreciation for Qualified Improvement Property
April 14, 2020
Financial Services

The CARES Act: Provisions Directly Affecting Financial Institutions
March 26, 2020
Financial Services

A Message from Krieg DeVault LLP's Creditors' Rights and Bankruptcy Practice Group on Our Response to the Coronavirus COVID-19 Pandemic
March 23, 2020
Financial Services

NCUA Issues Proposed Rule Allowing Some Credit Unions to Issue Subordinated Debt
January 26, 2020
Firm News

Charles Richert Joins Firm's Financial Institutions and Business, Acquisitions, and Securities Practices
October 1, 2019
Firm News

Krieg DeVault Authors Indiana Chapter of The Secured Finance Network Compendium of Secured Finance Law
September 25, 2019
Thought Leadership

New Wave of Overdraft Fee Class Action Suits Targets Indiana Financial Institutions
September 22, 2019
Thought Leadership

Agencies Adopt Final Rule Excluding Community Banks from Volcker Rule
July 11, 2019
Thought Leadership

Is Your Organization in Compliance With IRS Rules on Employer Identification Numbers?
April 29, 2019
Firm News

Maria M. Vladimirova Joins Krieg DeVault's Financial Institutions Practice Group
March 7, 2019
Thought Leadership

Indiana Court Upholds Department of Financial Institutions Ruling on Auto Dealer Electronic Titling Fees
November 1, 2018
Thought Leadership

Indiana DFI Issues Advisory Letter Reinforcing Position on Dealer Convenience Fees
June 7, 2018
Thought Leadership

President Trump Signs Dodd-Frank Reform Into Law Providing Regulatory Relief to Community Banks
May 29, 2018
Thought Leadership

Court Determines Debtor's Correct Name on Driver's License for UCC-1 Financing Statement
March 5, 2018
Thought Leadership

Is Your Website Compliant with the Americans With Disabilities Act?
February 21, 2018
Firm News

Brett J. Ashton to Speak at the 1st American Financial Services Association Law & Compliance Symposium
January 16, 2018
Firm News

Kelsie L. Breit Joins Krieg DeVault's Commercial and Real Estate Lending Practice Group
July 16, 2019
Firm News

Julia A. Carpenter Named Chair of Krieg DeVault's Commercial and Real Estate Lending Practice
February 17, 2019
Firm News

Krieg DeVault Welcomes Three New Associates - Alexandria M. Foster, Scott C. Frissell, and Ben Vandeventer
October 22, 2018
Firm News

Krieg DeVault Partners John B. Baxter and Robert A. Greising Named to Chambers USA 2018 List
May 10, 2018
Rhonda Graham joined the firm in 2009 following a career spanning more than ten years in the commercial banking industry, where she worked with various banks in the greater Indianapolis area in their operations and administration functions, including Charter One and KeyBank. Her experience and extensive knowledge of the banking operations side of the loan closing process enables her to help financial institutions’ loan officers with the preparation of the requisite closing documents and instruments.
Ms. Graham has extensive experience in reviewing bank credit approvals, drafting loan documents which mirror the credit approval, reviewing title and survey reports, as well as coordinating the entire loan closing process. She has documented, closed and administered many types of loans including asset-based lending, commercial lines of credit and term loans, equipment financing, commercial and residential construction loans, and commercial mortgage loans. Ms. Graham is well-known to the Indianapolis banking community and to title companies, and is able to use these relationships to assist Krieg DeVault’s clients with their needs concerning lending and real estate.
Representative Experience
- Prepare initial drafts of loan documents and assist with the recording or filing of liens following the loan closing process.
- Perform survey and title reviews on behalf of banking clients, working with title companies and surveyor to correct or clear potential issues prior to loan closing.
- Coordinate the intake of new matters in Creditor’s Rights/Workout matters by performing Loan Document and Collateral review to provide advance knowledge to Attorney of potential issues which could determine case strategy.
- Prepare initial drafts of demand letters, forbearance agreements, foreclosure complaints, and settlement agreements, and other documents related to these agreements. Assist with filing, recording or assembling and delivery of documents as required.
- Prepare initial drafts of Proofs of Claim for bankruptcy matters. Assist with developing plans of reorganization in Chapter 11 bankruptcy cases. Prepare timeline of action items concerning confirmed plans and monitor compliance with timeline.
- Prepare and coordinate filing of business entity documents and reports, recording of real estate documents, UCC financing statements and amendments.
Professional Associations
- Board Member - Risk Management Association, Central Indiana Chapter
- Paralegal Member - Indianapolis Bar Association
Awards & Recognitions
- Alpha Nu Chapter of Alpha Sigma Lambda , University of Indianapolis Chapter
- United Way ReadUp program, Volunteer
Seminars & Presentations
- "Title Insurance and Survey Issues Associated with Commercial Real Estate FInancings," The Risk Management Association, 2014
- "Lending Horror Stories: Ghouls and Objectives", The Risk Management Association, 2012
Education
- B.S. in Organizational Leadership, summa cum laude, University of Indianapolis, Indianapolis, Indiana, 2009
Practices
Industries
Insights
Real Estate

Changes to the Indiana Sales Disclosure Form Effective January 1, 2021
December 28, 2020
Real Estate

Section 1031 Exchanges: Final Regulations Issued for Definition of Real Property
December 17, 2020
Secured Lender

CFPB Issues Finalized Changes To Regulation F To Implement The Fair Debt Collection Practices Act
December 16, 2020
Secured Lender

Indiana Supreme Court Further Extends Partial Protection of CARES Act Recovery Rebates
November 12, 2020
Secured Lender

IRS Instructs Lenders not to File Form 1099-C for Forgiveness of Paycheck Protection Program Loans
October 1, 2020
Secured Lender

Moratorium on Indiana Residential Foreclosures and Evictions Extended Through August 14, 2020
July 31, 2020
Secured Lender

Seventh Circuit Court of Appeals Reaffirms the Necessity of Adhering to the Bankruptcy Code Text
July 14, 2020
Secured Lender

Reminder: Post-Judgment Interest on Indiana State-Court Judgments Tolled Until August 15, 2020
July 14, 2020
Financial Services

US Supreme Court Rules Structure of the CFPB Unconstitutional, Preserves Bureau's Authority to Operate
June 30, 2020
Real Estate

New Change to the Indiana Code Requires Additional Signature by Witness on All Recorded Documents
June 24, 2020
Secured Lender

A Bankruptcy Court Weighs In: Do Force Majeure Clauses Excuse Commercial Tenants from Paying Rent?
June 23, 2020
Secured Lender

Eviction and Foreclosure Moratoriums Extended to August 31, 2020 for Federally-Backed Mortgages
June 17, 2020
Secured Lender

Changes are Coming to the Indiana Consumer Credit Code - Are you Ready?
June 15, 2020
Secured Lender

TILA and the Right of Rescission: Illinois Adopts One-Year Limitation Period
June 10, 2020
Financial Services

OCC Issues Advance Notice of Proposed Rulemaking Regarding Digital Banking Activities
June 8, 2020
Secured Lender

A Hospital's Bankruptcy Filing Dramatically Changes the Equation for Medical Providers
June 8, 2020
Secured Lender

Indiana Supreme Court Extends Partial Protection of CARES Act Recovery Rebates
May 31, 2020
Secured Lender

Illinois Eviction Moratorium: Relief Extended to Non-Residential Tenants
April 28, 2020
Secured Lender

COVID-19 and Supplemental Proceedings: Illinois Supreme Court Provides Guidance
April 28, 2020
Secured Lender

COVID-19 and the Mortgage Industry: Embracing the Virus on the Legislative and Regulatory Front
April 26, 2020
Financial Services

Paycheck Protection Program and Health Care Enhancement Act Update
April 21, 2020
Secured Lender

Indiana Supreme Court Orders Partial Protection of CARES Act Recovery Rebates Payments
April 20, 2020
Financial Services

Interagency Statement on Loan Modifications and Reporting for Financial Institutions
April 14, 2020
Real Estate

CARES Act Provides 100% Bonus Depreciation for Qualified Improvement Property
April 14, 2020
Financial Services

The CARES Act: Provisions Directly Affecting Financial Institutions
March 26, 2020
Financial Services

A Message from Krieg DeVault LLP's Creditors' Rights and Bankruptcy Practice Group on Our Response to the Coronavirus COVID-19 Pandemic
March 23, 2020
Financial Services

NCUA Issues Proposed Rule Allowing Some Credit Unions to Issue Subordinated Debt
January 26, 2020
Firm News

Charles Richert Joins Firm's Financial Institutions and Business, Acquisitions, and Securities Practices
October 1, 2019
Firm News

Krieg DeVault Authors Indiana Chapter of The Secured Finance Network Compendium of Secured Finance Law
September 25, 2019
Thought Leadership

New Wave of Overdraft Fee Class Action Suits Targets Indiana Financial Institutions
September 22, 2019
Thought Leadership

Agencies Adopt Final Rule Excluding Community Banks from Volcker Rule
July 11, 2019
Thought Leadership

Is Your Organization in Compliance With IRS Rules on Employer Identification Numbers?
April 29, 2019
Firm News

Maria M. Vladimirova Joins Krieg DeVault's Financial Institutions Practice Group
March 7, 2019
Thought Leadership

Indiana Court Upholds Department of Financial Institutions Ruling on Auto Dealer Electronic Titling Fees
November 1, 2018
Thought Leadership

Indiana DFI Issues Advisory Letter Reinforcing Position on Dealer Convenience Fees
June 7, 2018
Thought Leadership

President Trump Signs Dodd-Frank Reform Into Law Providing Regulatory Relief to Community Banks
May 29, 2018
Thought Leadership

Court Determines Debtor's Correct Name on Driver's License for UCC-1 Financing Statement
March 5, 2018
Thought Leadership

Is Your Website Compliant with the Americans With Disabilities Act?
February 21, 2018
Firm News

Brett J. Ashton to Speak at the 1st American Financial Services Association Law & Compliance Symposium
January 16, 2018
Firm News

Kelsie L. Breit Joins Krieg DeVault's Commercial and Real Estate Lending Practice Group
July 16, 2019
Firm News

Julia A. Carpenter Named Chair of Krieg DeVault's Commercial and Real Estate Lending Practice
February 17, 2019
Firm News

Krieg DeVault Welcomes Three New Associates - Alexandria M. Foster, Scott C. Frissell, and Ben Vandeventer
October 22, 2018
Firm News

Krieg DeVault Partners John B. Baxter and Robert A. Greising Named to Chambers USA 2018 List
May 10, 2018