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June 17, 2020

By: Alexander E. Porter

On June 16, 2020, the Federal Housing Finance Agency (“FHFA”) announced that government-sponsored entities Fannie Mae and Freddie Mac will extend their single-family moratoriums on evictions and foreclosures until at least August 31, 2020.[1] This extends the previously-issued moratoriums, which had a sunset date of June 30, 2020.

Similarly, on June 17, 2020, The Federal Housing Administration (“FHA”) extended its moratoriums on foreclosures and evictions until August 31, 2020.[2] FHA’s moratoriums apply to FHA-insured single-family mortgages, and is an extension of the prior June 30, 2020 expiration date set by FHA’s Mortgagee Letter 2020-13. Lenders should take note that FHA’s moratoriums do not apply to FHA-insured mortgages secured by vacant or abandoned properties. The FHA moratoriums apply to both initiation of foreclosure actions, as well as foreclosures in process.

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[1] “FHFA Extends Foreclosure and Eviction Moratorium,” Federal Housing Finance Agency, available at



[2] Mortgagee Letter 2020-19, U.S. Department of Housing and Urban Development, available at