Michael D. Zaradich
Partner
Office: Carmel
mzaradich@kdlegal.com
p: 317-238-6228
f: 317-636-1507
Michael Zaradich is a Partner in the firm's Commercial and Real Estate Lending Practice. His practice encompasses commercial finance, banking, real estate and corporate law with a primary focus on representing financial institutions and other lenders in negotiating, structuring and restructuring commercial lending transactions involving multi-family housing, senior living and long-term care housing, mixed-use facilities, commercial and industrial financing, and mezzanine financing. Mr. Zaradich also has extensive experience counseling financial institution directors and management on governance and other corporate matters, transactions, and compliance with laws, regulations, and internal policies.
Education
- J.D., cum laude, Valparaiso University School of Law, 2006
- B.S., Indiana University Kelley School of Business, 2000
Bar & Court Admissions
- Indiana, 2006
- U.S. District Court of the Northern District of Indiana, 2006
- U.S. District Court of the Southern District of Indiana, 2006
Practices
Industries
Family Time
Live Music and Concerts
Indiana University Sports
Firm News and Events
Michael D. Zaradich Joins Krieg DeVault's Commercial & Real Estate Lending Practice
June 1, 2023
Financial Services
FCC Delays Compliance Date for Part of New TCPA Consent Revocation Rule
April 10, 2025
Financial Services
Eleventh Circuit Strikes Down FCC's One-to-One Consent Rule Under the TCPA
February 10, 2025
Financial Services
Financial Institutions Use of “Meta Pixels” Targeted in Latest Class Action Trend
January 13, 2025
Firm News and Events
David A. Bowen Joins Krieg DeVault’s Financial Institution Practice
December 6, 2024
Firm News and Events
Senior Associate Alex Bowman Selected as a Michiana Forty under 40 Award Recipient
April 16, 2024
Financial Services
U.S. Treasury Issues Report on Artificial Intelligence on Specific Cybersecurity Risks in the Financial Services Sector
April 4, 2024
Financial Services
New Indiana Law Will Clarify How Financial Institutions May Make Changes to Deposit Account Agreements
March 13, 2024
Estate Planning & Personal Services
Putting the PURPOSE in a Trust: Using a Purpose Trust in a Business Succession Plan
February 27, 2024
Business
Impact of AI in the M & A Sector: Key Advantages, Challenges, and Considerations
February 23, 2024
Estate Planning & Personal Services
Higher Estate and Gift Tax Exemptions for 2024...But How Long Will This Last?
January 2, 2024
Firm News and Events
Marija Nicksic Joins Krieg DeVault’s Commercial Real Estate and Lending Practice
December 20, 2023
Financial Services
California Commercial Lenders Beware: UDAAP Doesn’t Only Apply to Consumer Lending Anymore
October 9, 2023
Business
Is Your Business Ready? Preparing for and Complying with the Corporate Transparency Act
August 31, 2023
Firm News and Events
Frank A. Hoffman Joins Krieg DeVault’s Public Finance and Municipal Practice
July 31, 2023
Litigation
Indiana Supreme Court Limits the Ability of Indiana Financial Institutions to Amend Account Agreements
March 23, 2023
Financial Services
State and Federal Policy on ESG Issues Creates Tensions for Financial Institutions
January 25, 2023
Firm News and Events
Krieg DeVault Announces 2023 Partner Promotions of Sarah E. Jones, Micah J. Nichols, and Ann Marie Woolwine
January 1, 2023
Firm News and Events
Krieg DeVault Adds Associates Andrew N. Warner, Katelyn E. Doering, Alexus D. Lucas, and Michael J. Moser
November 1, 2022
Firm News and Events
Krieg DeVault Expands Chicago Office with Financial Services Partners Laurie A. Martin Montplaisir and Parker E. Lawton
October 17, 2022
Financial Services
CFPB Announces Consent Order with Bank for "Authorized-Positive Overdraft Transactions"
September 29, 2022
Firm News and Events
Jeffrey L. Ledbetter Joins Krieg DeVault’s Financial Institutions Practice
September 27, 2022
Financial Services
Your Customer Is Heading Towards Bankruptcy, What Should You Do Now?
June 23, 2022
Financial Services
Recent Developments in Fair Lending Discrimination as a UDAAP Violation and Algorithmic Redlining
June 2, 2022
Financial Services
Indiana’s Newly Passed LIBOR Legislation Immediately Preempted by Federal Counterpart
March 31, 2022
Financial Services
CFPB Significantly Expands UDAAP Authority to Address Discrimination
March 21, 2022
Firm News and Events
Patrick Fagan Joins Krieg DeVault’s Commercial and Real Estate Lending Practice
February 28, 2022
Firm News and Events
Julie A. Johnsten and Crystal L. Stallworth Join Krieg DeVault as Paralegals
February 1, 2022
Secured Lender
Commercial Real Estate and Tenant Estoppel Certificates: Enforcement by Illinois Courts
July 16, 2021
Secured Lender
Secure and Fair Enforcement (SAFE) Banking Act Passes U.S. House…Again
April 20, 2021
Litigation
Indiana Financial Institutions Continue to be Targeted in Class Action Overdraft and NSF Lawsuits
February 3, 2021
Firm News and Events
Krieg DeVault's Kay Dee Baird Elected Chair of the Indianapolis Bar Association's Commercial Law & Bankruptcy Section for 2021
January 1, 2021
Secured Lender
CFPB Issues Finalized Changes To Regulation F To Implement The Fair Debt Collection Practices Act
December 16, 2020
Secured Lender
Indiana Supreme Court Further Extends Partial Protection of CARES Act Recovery Rebates
November 12, 2020
Secured Lender
IRS Instructs Lenders not to File Form 1099-C for Forgiveness of Paycheck Protection Program Loans
October 1, 2020
Secured Lender
Moratorium on Indiana Residential Foreclosures and Evictions Extended Through August 14, 2020
July 31, 2020
Secured Lender
Reminder: Post-Judgment Interest on Indiana State-Court Judgments Tolled Until August 15, 2020
July 14, 2020
Secured Lender
Seventh Circuit Court of Appeals Reaffirms the Necessity of Adhering to the Bankruptcy Code Text
July 14, 2020
Financial Services
US Supreme Court Rules Structure of the CFPB Unconstitutional, Preserves Bureau's Authority to Operate
June 30, 2020
Secured Lender
A Bankruptcy Court Weighs In: Do Force Majeure Clauses Excuse Commercial Tenants from Paying Rent?
June 23, 2020
Secured Lender
Eviction and Foreclosure Moratoriums Extended to August 31, 2020 for Federally-Backed Mortgages
June 17, 2020
Secured Lender
Changes are Coming to the Indiana Consumer Credit Code - Are you Ready?
June 15, 2020
Secured Lender
TILA and the Right of Rescission: Illinois Adopts One-Year Limitation Period
June 10, 2020
Financial Services
OCC Issues Advance Notice of Proposed Rulemaking Regarding Digital Banking Activities
June 8, 2020
Secured Lender
A Hospital's Bankruptcy Filing Dramatically Changes the Equation for Medical Providers
June 8, 2020
Secured Lender
Indiana Supreme Court Extends Partial Protection of CARES Act Recovery Rebates
May 31, 2020
Secured Lender
Illinois Eviction Moratorium: Relief Extended to Non-Residential Tenants
April 28, 2020
Secured Lender
COVID-19 and Supplemental Proceedings: Illinois Supreme Court Provides Guidance
April 28, 2020
Secured Lender
COVID-19 and the Mortgage Industry: Embracing the Virus on the Legislative and Regulatory Front
April 26, 2020
Financial Services
Paycheck Protection Program and Health Care Enhancement Act Update
April 21, 2020
Secured Lender
Indiana Supreme Court Orders Partial Protection of CARES Act Recovery Rebates Payments
April 20, 2020
Financial Services
Interagency Statement on Loan Modifications and Reporting for Financial Institutions
April 14, 2020
Financial Services
The CARES Act: Provisions Directly Affecting Financial Institutions
March 26, 2020
Financial Services
A Message from Krieg DeVault LLP's Creditors' Rights and Bankruptcy Practice Group on Our Response to the Coronavirus COVID-19 Pandemic
March 23, 2020
Financial Services
NCUA Issues Proposed Rule Allowing Some Credit Unions to Issue Subordinated Debt
January 26, 2020
Firm News and Events
Krieg DeVault Authors Indiana Chapter of The Secured Finance Network Compendium of Secured Finance Law
September 25, 2019
Thought Leadership
New Wave of Overdraft Fee Class Action Suits Targets Indiana Financial Institutions
September 22, 2019
Thought Leadership
Agencies Adopt Final Rule Excluding Community Banks from Volcker Rule
July 11, 2019
Thought Leadership
Is Your Organization in Compliance With IRS Rules on Employer Identification Numbers?
April 29, 2019
Firm News and Events
Maria M. Vladimirova Joins Krieg DeVault's Financial Institutions Practice Group
March 7, 2019
Thought Leadership
Indiana Court Upholds Department of Financial Institutions Ruling on Auto Dealer Electronic Titling Fees
November 1, 2018
Thought Leadership
Indiana DFI Issues Advisory Letter Reinforcing Position on Dealer Convenience Fees
June 7, 2018
Thought Leadership
President Trump Signs Dodd-Frank Reform Into Law Providing Regulatory Relief to Community Banks
May 29, 2018
Thought Leadership
Court Determines Debtor's Correct Name on Driver's License for UCC-1 Financing Statement
March 5, 2018
Thought Leadership
Is Your Website Compliant with the Americans With Disabilities Act?
February 21, 2018
Firm News and Events
Brett J. Ashton to Speak at the 1st American Financial Services Association Law & Compliance Symposium
January 16, 2018
Firm News and Events
Krieg DeVault Announces 9 Attorneys as 2025 Indiana Super Lawyers; 12 as 2025 Indiana Rising Stars
February 18, 2025
Firm News and Events
Partner Tammy K. Haney Joins the Board of Directors of OneZone Chamber of Commerce
July 10, 2024
Secured Lender
Secured Lender: Second Circuit Court Affirms Syndicated Loans are [STILL] Not Securities
September 6, 2023
Firm News and Events
Susan P. Wedemeyer Joins Krieg DeVault's Commercial and Real Estate Lending Practice
April 19, 2023
Firm News and Events
Known By the Successful Company We Keep® - Krieg DeVault Issues Annual Ad Showcasing Transactions from Many of Our Valued and Successful Clients
January 30, 2023
Firm News and Events
John B. Baxter Named Chair of Krieg DeVault’s Commercial and Real Estate Lending Practice
January 1, 2023
Firm News and Events
Krieg DeVault Expands Real Estate and Environmental Practice
September 27, 2022
Firm News and Events
Krieg DeVault Adds Two New Associates; Alexandra E. Wilson and Joel E. Haas
October 1, 2021
Firm News and Events
Real Estate Partner David Adams shares his insights with Midwest Real Estate News regarding the Indianapolis' commercial real estate market
January 16, 2020
Firm News and Events
Julie A. Carpenter Selected for "Professionalism Award" from the IBA
October 14, 2019
Firm News and Events
David A. Adams Joins Krieg DeVault's Real Estate and Commercial and Real Estate Lending Practice Groups
March 18, 2019
Firm News and Events
Julia A. Carpenter Named Chair of Krieg DeVault's Commercial and Real Estate Lending Practice
February 17, 2019
Firm News and Events
Krieg DeVault Welcomes Three New Associates - Alexandria M. Foster, Scott C. Frissell, and Ben Vandeventer
October 22, 2018
Firm News and Events
Partner Julia A. Carpenter Named Krieg DeVault's Chief Diversity Officer
July 8, 2018
Firm News and Events
Krieg DeVault Partners John B. Baxter and Robert A. Greising Named to Chambers USA 2018 List
May 10, 2018
Michael Zaradich is a Partner in the firm's Commercial and Real Estate Lending Practice. His practice encompasses commercial finance, banking, real estate and corporate law with a primary focus on representing financial institutions and other lenders in negotiating, structuring and restructuring commercial lending transactions involving multi-family housing, senior living and long-term care housing, mixed-use facilities, commercial and industrial financing, and mezzanine financing. Mr. Zaradich also has extensive experience counseling financial institution directors and management on governance and other corporate matters, transactions, and compliance with laws, regulations, and internal policies.
Education
- J.D., cum laude, Valparaiso University School of Law, 2006
- B.S., Indiana University Kelley School of Business, 2000
Bar & Court Admissions
- Indiana, 2006
- U.S. District Court of the Northern District of Indiana, 2006
- U.S. District Court of the Southern District of Indiana, 2006
Practices
Industries
Insights
Firm News and Events
Michael D. Zaradich Joins Krieg DeVault's Commercial & Real Estate Lending Practice
June 1, 2023
Financial Services
FCC Delays Compliance Date for Part of New TCPA Consent Revocation Rule
April 10, 2025
Financial Services
Eleventh Circuit Strikes Down FCC's One-to-One Consent Rule Under the TCPA
February 10, 2025
Financial Services
Financial Institutions Use of “Meta Pixels” Targeted in Latest Class Action Trend
January 13, 2025
Firm News and Events
David A. Bowen Joins Krieg DeVault’s Financial Institution Practice
December 6, 2024
Firm News and Events
Senior Associate Alex Bowman Selected as a Michiana Forty under 40 Award Recipient
April 16, 2024
Financial Services
U.S. Treasury Issues Report on Artificial Intelligence on Specific Cybersecurity Risks in the Financial Services Sector
April 4, 2024
Financial Services
New Indiana Law Will Clarify How Financial Institutions May Make Changes to Deposit Account Agreements
March 13, 2024
Estate Planning & Personal Services
Putting the PURPOSE in a Trust: Using a Purpose Trust in a Business Succession Plan
February 27, 2024
Business
Impact of AI in the M & A Sector: Key Advantages, Challenges, and Considerations
February 23, 2024
Estate Planning & Personal Services
Higher Estate and Gift Tax Exemptions for 2024...But How Long Will This Last?
January 2, 2024
Firm News and Events
Marija Nicksic Joins Krieg DeVault’s Commercial Real Estate and Lending Practice
December 20, 2023
Financial Services
California Commercial Lenders Beware: UDAAP Doesn’t Only Apply to Consumer Lending Anymore
October 9, 2023
Business
Is Your Business Ready? Preparing for and Complying with the Corporate Transparency Act
August 31, 2023
Firm News and Events
Frank A. Hoffman Joins Krieg DeVault’s Public Finance and Municipal Practice
July 31, 2023
Litigation
Indiana Supreme Court Limits the Ability of Indiana Financial Institutions to Amend Account Agreements
March 23, 2023
Financial Services
State and Federal Policy on ESG Issues Creates Tensions for Financial Institutions
January 25, 2023
Firm News and Events
Krieg DeVault Announces 2023 Partner Promotions of Sarah E. Jones, Micah J. Nichols, and Ann Marie Woolwine
January 1, 2023
Firm News and Events
Krieg DeVault Adds Associates Andrew N. Warner, Katelyn E. Doering, Alexus D. Lucas, and Michael J. Moser
November 1, 2022
Firm News and Events
Krieg DeVault Expands Chicago Office with Financial Services Partners Laurie A. Martin Montplaisir and Parker E. Lawton
October 17, 2022
Financial Services
CFPB Announces Consent Order with Bank for "Authorized-Positive Overdraft Transactions"
September 29, 2022
Firm News and Events
Jeffrey L. Ledbetter Joins Krieg DeVault’s Financial Institutions Practice
September 27, 2022
Financial Services
Your Customer Is Heading Towards Bankruptcy, What Should You Do Now?
June 23, 2022
Financial Services
Recent Developments in Fair Lending Discrimination as a UDAAP Violation and Algorithmic Redlining
June 2, 2022
Financial Services
Indiana’s Newly Passed LIBOR Legislation Immediately Preempted by Federal Counterpart
March 31, 2022
Financial Services
CFPB Significantly Expands UDAAP Authority to Address Discrimination
March 21, 2022
Firm News and Events
Patrick Fagan Joins Krieg DeVault’s Commercial and Real Estate Lending Practice
February 28, 2022
Firm News and Events
Julie A. Johnsten and Crystal L. Stallworth Join Krieg DeVault as Paralegals
February 1, 2022
Secured Lender
Commercial Real Estate and Tenant Estoppel Certificates: Enforcement by Illinois Courts
July 16, 2021
Secured Lender
Secure and Fair Enforcement (SAFE) Banking Act Passes U.S. House…Again
April 20, 2021
Litigation
Indiana Financial Institutions Continue to be Targeted in Class Action Overdraft and NSF Lawsuits
February 3, 2021
Firm News and Events
Krieg DeVault's Kay Dee Baird Elected Chair of the Indianapolis Bar Association's Commercial Law & Bankruptcy Section for 2021
January 1, 2021
Secured Lender
CFPB Issues Finalized Changes To Regulation F To Implement The Fair Debt Collection Practices Act
December 16, 2020
Secured Lender
Indiana Supreme Court Further Extends Partial Protection of CARES Act Recovery Rebates
November 12, 2020
Secured Lender
IRS Instructs Lenders not to File Form 1099-C for Forgiveness of Paycheck Protection Program Loans
October 1, 2020
Secured Lender
Moratorium on Indiana Residential Foreclosures and Evictions Extended Through August 14, 2020
July 31, 2020
Secured Lender
Reminder: Post-Judgment Interest on Indiana State-Court Judgments Tolled Until August 15, 2020
July 14, 2020
Secured Lender
Seventh Circuit Court of Appeals Reaffirms the Necessity of Adhering to the Bankruptcy Code Text
July 14, 2020
Financial Services
US Supreme Court Rules Structure of the CFPB Unconstitutional, Preserves Bureau's Authority to Operate
June 30, 2020
Secured Lender
A Bankruptcy Court Weighs In: Do Force Majeure Clauses Excuse Commercial Tenants from Paying Rent?
June 23, 2020
Secured Lender
Eviction and Foreclosure Moratoriums Extended to August 31, 2020 for Federally-Backed Mortgages
June 17, 2020
Secured Lender
Changes are Coming to the Indiana Consumer Credit Code - Are you Ready?
June 15, 2020
Secured Lender
TILA and the Right of Rescission: Illinois Adopts One-Year Limitation Period
June 10, 2020
Financial Services
OCC Issues Advance Notice of Proposed Rulemaking Regarding Digital Banking Activities
June 8, 2020
Secured Lender
A Hospital's Bankruptcy Filing Dramatically Changes the Equation for Medical Providers
June 8, 2020
Secured Lender
Indiana Supreme Court Extends Partial Protection of CARES Act Recovery Rebates
May 31, 2020
Secured Lender
Illinois Eviction Moratorium: Relief Extended to Non-Residential Tenants
April 28, 2020
Secured Lender
COVID-19 and Supplemental Proceedings: Illinois Supreme Court Provides Guidance
April 28, 2020
Secured Lender
COVID-19 and the Mortgage Industry: Embracing the Virus on the Legislative and Regulatory Front
April 26, 2020
Financial Services
Paycheck Protection Program and Health Care Enhancement Act Update
April 21, 2020
Secured Lender
Indiana Supreme Court Orders Partial Protection of CARES Act Recovery Rebates Payments
April 20, 2020
Financial Services
Interagency Statement on Loan Modifications and Reporting for Financial Institutions
April 14, 2020
Financial Services
The CARES Act: Provisions Directly Affecting Financial Institutions
March 26, 2020
Financial Services
A Message from Krieg DeVault LLP's Creditors' Rights and Bankruptcy Practice Group on Our Response to the Coronavirus COVID-19 Pandemic
March 23, 2020
Financial Services
NCUA Issues Proposed Rule Allowing Some Credit Unions to Issue Subordinated Debt
January 26, 2020
Firm News and Events
Krieg DeVault Authors Indiana Chapter of The Secured Finance Network Compendium of Secured Finance Law
September 25, 2019
Thought Leadership
New Wave of Overdraft Fee Class Action Suits Targets Indiana Financial Institutions
September 22, 2019
Thought Leadership
Agencies Adopt Final Rule Excluding Community Banks from Volcker Rule
July 11, 2019
Thought Leadership
Is Your Organization in Compliance With IRS Rules on Employer Identification Numbers?
April 29, 2019
Firm News and Events
Maria M. Vladimirova Joins Krieg DeVault's Financial Institutions Practice Group
March 7, 2019
Thought Leadership
Indiana Court Upholds Department of Financial Institutions Ruling on Auto Dealer Electronic Titling Fees
November 1, 2018
Thought Leadership
Indiana DFI Issues Advisory Letter Reinforcing Position on Dealer Convenience Fees
June 7, 2018
Thought Leadership
President Trump Signs Dodd-Frank Reform Into Law Providing Regulatory Relief to Community Banks
May 29, 2018
Thought Leadership
Court Determines Debtor's Correct Name on Driver's License for UCC-1 Financing Statement
March 5, 2018
Thought Leadership
Is Your Website Compliant with the Americans With Disabilities Act?
February 21, 2018
Firm News and Events
Brett J. Ashton to Speak at the 1st American Financial Services Association Law & Compliance Symposium
January 16, 2018
Firm News and Events
Krieg DeVault Announces 9 Attorneys as 2025 Indiana Super Lawyers; 12 as 2025 Indiana Rising Stars
February 18, 2025
Firm News and Events
Partner Tammy K. Haney Joins the Board of Directors of OneZone Chamber of Commerce
July 10, 2024
Secured Lender
Secured Lender: Second Circuit Court Affirms Syndicated Loans are [STILL] Not Securities
September 6, 2023
Firm News and Events
Susan P. Wedemeyer Joins Krieg DeVault's Commercial and Real Estate Lending Practice
April 19, 2023
Firm News and Events
Known By the Successful Company We Keep® - Krieg DeVault Issues Annual Ad Showcasing Transactions from Many of Our Valued and Successful Clients
January 30, 2023
Firm News and Events
John B. Baxter Named Chair of Krieg DeVault’s Commercial and Real Estate Lending Practice
January 1, 2023
Firm News and Events
Krieg DeVault Expands Real Estate and Environmental Practice
September 27, 2022
Firm News and Events
Krieg DeVault Adds Two New Associates; Alexandra E. Wilson and Joel E. Haas
October 1, 2021
Firm News and Events
Real Estate Partner David Adams shares his insights with Midwest Real Estate News regarding the Indianapolis' commercial real estate market
January 16, 2020
Firm News and Events
Julie A. Carpenter Selected for "Professionalism Award" from the IBA
October 14, 2019
Firm News and Events
David A. Adams Joins Krieg DeVault's Real Estate and Commercial and Real Estate Lending Practice Groups
March 18, 2019
Firm News and Events
Julia A. Carpenter Named Chair of Krieg DeVault's Commercial and Real Estate Lending Practice
February 17, 2019
Firm News and Events
Krieg DeVault Welcomes Three New Associates - Alexandria M. Foster, Scott C. Frissell, and Ben Vandeventer
October 22, 2018
Firm News and Events
Partner Julia A. Carpenter Named Krieg DeVault's Chief Diversity Officer
July 8, 2018
Firm News and Events
Krieg DeVault Partners John B. Baxter and Robert A. Greising Named to Chambers USA 2018 List
May 10, 2018