Julia A. Carpenter

Julia Carpenter is the Chair of the firm's Commercial and Real Estate Lending Practice. Her practice is devoted primarily to commercial and real estate lending, banking, real estate, corporate finance, and general corporate matters. She has over 30 years worth of experience in commercial lending transactions representing both lenders and borrowers, including secured and unsecured lending, construction lending, tax credit financings (LIHTC, HTC and TIF), syndicated transactions, letters of credit, leveraged acquisitions, real estate financings, subordinated financings and ESOP transactions which require financing. Ms. Carpenter currently serves as Chair of the Firm's Diversity, Equity and Inclusion Committee. Additionally, during her tenure at Krieg DeVault, Ms. Carpenter has served on the firm's Marketing Committee, House Committee, and a variety of ad hoc committees.

Representative Experience

• Represented a financial institution in connection with the negotiation and documentation of $17,000,000 in secured credit facilities to a medical holding company to finance the formation of an ESOP
• Represented a financial institution in connection with the negotiation and documentation of a $40,000,000 syndicated loan transaction secured by personal property and real property involving a medical practice group with multiple locations, including the financing of the construction of a new facility and the renovation of an existing facility
• Represented a financial institution in connection with the negotiation and documentation of a $60,000,000 syndicated loan transaction secured by personal property and real property for a multi-state landscaping company
• Represented a large regional utility contractor in connection with the negotiation and documentation of $33,000,000 in credit facilities from a financial institution to finance the formation of an ESOP
• Represented a financial institution in connection with the negotiation and documentation of a $25,000,000 unsecured line of credit to a public utility
• Represented a financial institution in connection with the negotiation and documentation of a $150,000,000 syndicated loan transaction involving buy here/pay here automobile finance company
• Represented a financial institution in connection with the negotiation and documentation of a $50,675,547 construction loan and a $53,249,458 construction loan for student housing in Ann Arbor, Michigan and Tempe, Arizona, respectively
• Represented a national storage facility entity as local Indiana counsel in connection with the negotiation and documentation of a $200,000,000 credit facility from a syndicated group of financial institutions

Professional Associations

• Executive Women in Finance, 2016 – Present (Founding Member); 2017 – 2020 (Board Member and Secretary): 2018 - Present (Chair of Book Club)
• Little Star Center, 2014 - Present (Board Member and Secretary)
• Women's Network Forum, 2017 - Present (Steering Committee)
• Indianapolis Bar Association, 1988 - Present (Member); Business Law Section, 1988 - Present (Member); 1997 - 1998 (Chair)
• Indiana State Bar Association, 1988 - Present (Member); Business Law Section, 1988 - Present (Member); 2002 (Chair)
• American Bar Association, 1988 - Present (Member)
• IndyCREW, 2000 – Present (Founding Member); Mentor for IndyCREW Mentoring Program, 2015
• ATHENAPowerlink, Indianapolis, Indiana, 2009 - 2013 (Governing Body)
• G.L.A.M., 2009 - 2012 (Board Member)
• Indiana Repertory Theatre, 1998 - 2004; 2005 - 2011 (Board Member); 2009 (Co-Chair of Celebrity Radio Show)
• Butler University Alumni Board, 2007 - 2011 (Board Member)
• Butler University Central Indiana Alumni Chapter Steering Committee, 2007 - 2010 (Member)
• Mu Chapter of Kappa Kappa Gamma House Board, 1995 - 2008; 1998-2008 (Treasurer)
• Auxiliary to the Children’s Bureau of Indiana, Inc., 2000 - Present (Member)
• COLAP, 1996 - 2001 (Board Member)
• Catholic Social Services, 1995 - 1996 (Board Member)

Awards & Recognitions

• Commercial Lending Attorney of the Year in Indiana, Global Law Experts, 2015
• Top Women in Real Estate, Midwest Real Estate News, 2015
• Indiana Super Lawyers, 2004
• Distinguished Fellow, Indianapolis Bar Association, 1998

Seminars & Presentations

• Fundamentals of Acquisition Transactions in Indiana; Financing the Deal", 2007
• “Title Law In Indiana”, NBI, Inc., 1997
• “Commercial Loan Documentation”, Indiana Continuing Legal Education Forum, 1995

Certifications

• Legal Lean Sigma® White Belt

Education

• J.D., magna cum laude, Indiana University Robert H. McKinney School of Law, Indianapolis, Indiana, 1988
• B.S., Butler University, Indianapolis, Indiana, 1985

Bar & Court Admissions

• Indiana (1988)
• U.S. District Court for the Southern District of Indiana (1988)

Practices

• Commercial and Real Estate Lending
• ESOP Finance and Lending

Industries

• Financial Services
• Real Estate